Citatul zilei
“Aim for success, not perfection. Never give up your right to be wrong, because then you will lose the ability to learn new things and move forward with your life. Remember that fear always lurks behind perfectionism.”
David M. Burns
ROBOR 3M
Scurtă definiție. Ce înseamnă de fapt ROBOR?
ROBOR (Romanian Interbank Offer Rate) este rata de dobândă la care o bancă împrumută lichiditate altor bănci.
Ratele de referintă ROBOR se stabilesc pentru 8 scadențe: O/N (overnight), T/N (tomorrow), 1W (1 săptămană), 1M (1 lună), 3M (3 luni), 6M (6 luni), 9M (9 luni) și 12M (12 luni). Începând cu 11 noiembrie, BNR a renunțat să mai comunice ROBOR 9M.
Indicele ROBOR se calculează zilnic și are că referintă media aritmetică a cotațiilor de dobandă utilizate de zece bănci selectate de BNR.
Istoric și grafic
Valorile extreme ale indicelui ROBOR 3M în perioada 28 octombrie 2025 - 4 noiembrie 2026:
Valoare maxima: 6.39 % (28 octombrie 2025)
Valoare minima: 5.74 % (27 februarie 2026)
Valoare medie pentru perioada selectată este 5.95 %
| Data | ROBOR 3M | Variație | |
|---|---|---|---|
| 4 Nov. 2026 | 6.09 | 0 | 0 % |
| 3 Nov. 2026 | 6.09 | 0 | 0 % |
| 2 Nov. 2026 | 6.09 | 0 | 0 % |
| 30 Oct. 2026 | 6.09 | 0 | 0 % |
| 29 Oct. 2026 | 6.09 | 0 | 0 % |
| 28 Oct. 2026 | 6.09 | 0 | 0 % |
| 27 Oct. 2026 | 6.09 | 0 | 0 % |
| 26 Oct. 2026 | 6.09 | 0 | 0 % |
| 23 Oct. 2026 | 6.09 | 0 | 0 % |
| 22 Oct. 2026 | 6.09 | 0 | 0 % |
| 21 Oct. 2026 | 6.09 | 0 | 0 % |
| 20 Oct. 2026 | 6.09 | +0.01 | 0.16 % |
| 19 Oct. 2026 | 6.08 | 0 | 0 % |
| 16 Oct. 2026 | 6.08 | 0 | 0 % |
| 15 Oct. 2026 | 6.08 | -0.01 | -0.16 % |
| 14 Oct. 2026 | 6.09 | -0.01 | -0.16 % |
| 13 Oct. 2026 | 6.1 | 0 | 0 % |
| 12 Oct. 2026 | 6.1 | 0 | 0 % |
| 9 Oct. 2026 | 6.1 | 0 | 0 % |
| 8 Oct. 2026 | 6.1 | 0 | 0 % |
| 7 Oct. 2026 | 6.1 | -0.01 | -0.16 % |
| 6 Oct. 2026 | 6.11 | 0 | 0 % |
| 5 Oct. 2026 | 6.11 | 0 | 0 % |
| 2 Oct. 2026 | 6.11 | +0.05 | 0.83 % |
| 1 Oct. 2026 | 6.06 | +0.08 | 1.34 % |
| 30 Sept. 2026 | 5.98 | 0 | 0 % |
| 29 Sept. 2026 | 5.98 | +0.01 | 0.17 % |
| 28 Sept. 2026 | 5.97 | 0 | 0 % |
| 25 Sept. 2026 | 5.97 | +0.04 | 0.67 % |
| 24 Sept. 2026 | 5.93 | +0.08 | 1.37 % |
| 23 Sept. 2026 | 5.85 | +0.01 | 0.17 % |
| 22 Sept. 2026 | 5.84 | 0 | 0 % |
| 21 Sept. 2026 | 5.84 | 0 | 0 % |
| 18 Sept. 2026 | 5.84 | 0 | 0 % |
| 17 Sept. 2026 | 5.84 | 0 | 0 % |
| 16 Sept. 2026 | 5.84 | 0 | 0 % |
| 15 Sept. 2026 | 5.84 | 0 | 0 % |
| 14 Sept. 2026 | 5.84 | 0 | 0 % |
| 11 Sept. 2026 | 5.84 | 0 | 0 % |
| 10 Sept. 2026 | 5.84 | 0 | 0 % |
| 9 Sept. 2026 | 5.84 | 0 | 0 % |
| 8 Sept. 2026 | 5.84 | 0 | 0 % |
| 7 Sept. 2026 | 5.84 | 0 | 0 % |
| 4 Sept. 2026 | 5.84 | 0 | 0 % |
| 3 Sept. 2026 | 5.84 | 0 | 0 % |
| 2 Sept. 2026 | 5.84 | 0 | 0 % |
| 1 Sept. 2026 | 5.84 | 0 | 0 % |
| 31 Aug. 2026 | 5.84 | 0 | 0 % |
| 28 Aug. 2026 | 5.84 | 0 | 0 % |
| 27 Aug. 2026 | 5.84 | 0 | 0 % |
| 26 Aug. 2026 | 5.84 | 0 | 0 % |
| 25 Aug. 2026 | 5.84 | 0 | 0 % |
| 24 Aug. 2026 | 5.84 | 0 | 0 % |
| 21 Aug. 2026 | 5.84 | 0 | 0 % |
| 20 Aug. 2026 | 5.84 | 0 | 0 % |
| 19 Aug. 2026 | 5.84 | 0 | 0 % |
| 18 Aug. 2026 | 5.84 | 0 | 0 % |
| 17 Aug. 2026 | 5.84 | 0 | 0 % |
| 14 Aug. 2026 | 5.84 | 0 | 0 % |
| 13 Aug. 2026 | 5.84 | 0 | 0 % |
| 12 Aug. 2026 | 5.84 | 0 | 0 % |
| 11 Aug. 2026 | 5.84 | 0 | 0 % |
| 10 Aug. 2026 | 5.84 | 0 | 0 % |
| 7 Aug. 2026 | 5.84 | 0 | 0 % |
| 6 Aug. 2026 | 5.84 | 0 | 0 % |
| 5 Aug. 2026 | 5.84 | 0 | 0 % |
| 4 Aug. 2026 | 5.84 | 0 | 0 % |
| 3 Aug. 2026 | 5.84 | 0 | 0 % |
| 31 Iul. 2026 | 5.84 | 0 | 0 % |
| 30 Iul. 2026 | 5.84 | 0 | 0 % |
| 29 Iul. 2026 | 5.84 | 0 | 0 % |
| 28 Iul. 2026 | 5.84 | 0 | 0 % |
| 27 Iul. 2026 | 5.84 | 0 | 0 % |
| 24 Iul. 2026 | 5.84 | 0 | 0 % |
| 23 Iul. 2026 | 5.84 | 0 | 0 % |
| 22 Iul. 2026 | 5.84 | 0 | 0 % |
| 21 Iul. 2026 | 5.84 | 0 | 0 % |
| 20 Iul. 2026 | 5.84 | 0 | 0 % |
| 17 Iul. 2026 | 5.84 | 0 | 0 % |
| 16 Iul. 2026 | 5.84 | 0 | 0 % |
| 15 Iul. 2026 | 5.84 | 0 | 0 % |
| 14 Iul. 2026 | 5.84 | 0 | 0 % |
| 13 Iul. 2026 | 5.84 | 0 | 0 % |
| 10 Iul. 2026 | 5.84 | 0 | 0 % |
| 9 Iul. 2026 | 5.84 | 0 | 0 % |
| 8 Iul. 2026 | 5.84 | 0 | 0 % |
| 7 Iul. 2026 | 5.84 | 0 | 0 % |
| 6 Iul. 2026 | 5.84 | 0 | 0 % |
| 3 Iul. 2026 | 5.84 | 0 | 0 % |
| 2 Iul. 2026 | 5.84 | 0 | 0 % |
| 1 Iul. 2026 | 5.84 | 0 | 0 % |
| 30 Iun. 2026 | 5.84 | 0 | 0 % |
| 29 Iun. 2026 | 5.84 | 0 | 0 % |
| 26 Iun. 2026 | 5.84 | 0 | 0 % |
| 25 Iun. 2026 | 5.84 | 0 | 0 % |
| 24 Iun. 2026 | 5.84 | 0 | 0 % |
| 23 Iun. 2026 | 5.84 | 0 | 0 % |
| 22 Iun. 2026 | 5.84 | +0.01 | 0.17 % |
| 19 Iun. 2026 | 5.83 | -0.01 | -0.17 % |
| 18 Iun. 2026 | 5.84 | 0 | 0 % |
| 17 Iun. 2026 | 5.84 | 0 | 0 % |
| 16 Iun. 2026 | 5.84 | 0 | 0 % |
| 15 Iun. 2026 | 5.84 | 0 | 0 % |
| 12 Iun. 2026 | 5.84 | 0 | 0 % |
| 11 Iun. 2026 | 5.84 | 0 | 0 % |
| 10 Iun. 2026 | 5.84 | 0 | 0 % |
| 9 Iun. 2026 | 5.84 | 0 | 0 % |
| 8 Iun. 2026 | 5.84 | 0 | 0 % |
| 5 Iun. 2026 | 5.84 | 0 | 0 % |
| 4 Iun. 2026 | 5.84 | 0 | 0 % |
| 3 Iun. 2026 | 5.84 | 0 | 0 % |
| 2 Iun. 2026 | 5.84 | 0 | 0 % |
| 29 Mai 2026 | 5.84 | 0 | 0 % |
| 28 Mai 2026 | 5.84 | 0 | 0 % |
| 27 Mai 2026 | 5.84 | 0 | 0 % |
| 26 Mai 2026 | 5.84 | 0 | 0 % |
| 25 Mai 2026 | 5.84 | 0 | 0 % |
| 22 Mai 2026 | 5.84 | 0 | 0 % |
| 21 Mai 2026 | 5.84 | -0.01 | -0.17 % |
| 20 Mai 2026 | 5.85 | 0 | 0 % |
| 19 Mai 2026 | 5.85 | 0 | 0 % |
| 18 Mai 2026 | 5.85 | 0 | 0 % |
| 15 Mai 2026 | 5.85 | -0.01 | -0.17 % |
| 14 Mai 2026 | 5.86 | 0 | 0 % |
| 13 Mai 2026 | 5.86 | 0 | 0 % |
| 12 Mai 2026 | 5.86 | 0 | 0 % |
| 11 Mai 2026 | 5.86 | 0 | 0 % |
| 8 Mai 2026 | 5.86 | 0 | 0 % |
| 7 Mai 2026 | 5.86 | 0 | 0 % |
| 6 Mai 2026 | 5.86 | 0 | 0 % |
| 5 Mai 2026 | 5.86 | 0 | 0 % |
| 4 Mai 2026 | 5.86 | 0 | 0 % |
| 30 Apr. 2026 | 5.86 | -0.01 | -0.17 % |
| 29 Apr. 2026 | 5.87 | 0 | 0 % |
| 28 Apr. 2026 | 5.87 | 0 | 0 % |
| 27 Apr. 2026 | 5.87 | 0 | 0 % |
| 24 Apr. 2026 | 5.87 | 0 | 0 % |
| 23 Apr. 2026 | 5.87 | 0 | 0 % |
| 22 Apr. 2026 | 5.87 | 0 | 0 % |
| 21 Apr. 2026 | 5.87 | 0 | 0 % |
| 20 Apr. 2026 | 5.87 | 0 | 0 % |
| 17 Apr. 2026 | 5.87 | 0 | 0 % |
| 16 Apr. 2026 | 5.87 | 0 | 0 % |
| 15 Apr. 2026 | 5.87 | 0 | 0 % |
| 14 Apr. 2026 | 5.87 | -0.01 | -0.17 % |
| 9 Apr. 2026 | 5.88 | -0.01 | -0.17 % |
| 8 Apr. 2026 | 5.89 | 0 | 0 % |
| 7 Apr. 2026 | 5.89 | +0.01 | 0.17 % |
| 6 Apr. 2026 | 5.88 | 0 | 0 % |
| 3 Apr. 2026 | 5.88 | 0 | 0 % |
| 2 Apr. 2026 | 5.88 | 0 | 0 % |
| 1 Apr. 2026 | 5.88 | 0 | 0 % |
| 31 Mart. 2026 | 5.88 | 0 | 0 % |
| 30 Mart. 2026 | 5.88 | 0 | 0 % |
| 27 Mart. 2026 | 5.88 | 0 | 0 % |
| 26 Mart. 2026 | 5.88 | 0 | 0 % |
| 25 Mart. 2026 | 5.88 | 0 | 0 % |
| 24 Mart. 2026 | 5.88 | 0 | 0 % |
| 23 Mart. 2026 | 5.88 | +0.01 | 0.17 % |
| 20 Mart. 2026 | 5.87 | 0 | 0 % |
| 19 Mart. 2026 | 5.87 | 0 | 0 % |
| 18 Mart. 2026 | 5.87 | -0.01 | -0.17 % |
| 17 Mart. 2026 | 5.88 | +0.01 | 0.17 % |
| 16 Mart. 2026 | 5.87 | 0 | 0 % |
| 13 Mart. 2026 | 5.87 | 0 | 0 % |
| 12 Mart. 2026 | 5.87 | 0 | 0 % |
| 11 Mart. 2026 | 5.87 | -0.02 | -0.34 % |
| 10 Mart. 2026 | 5.89 | -0.01 | -0.17 % |
| 9 Mart. 2026 | 5.9 | +0.02 | 0.34 % |
| 6 Mart. 2026 | 5.88 | -0.01 | -0.17 % |
| 5 Mart. 2026 | 5.89 | -0.05 | -0.84 % |
| 4 Mart. 2026 | 5.94 | +0.18 | 3.13 % |
| 3 Mart. 2026 | 5.76 | +0.01 | 0.17 % |
| 2 Mart. 2026 | 5.75 | +0.01 | 0.17 % |
| 27 Feb. 2026 | 5.74 | -0.01 | -0.17 % |
| 26 Feb. 2026 | 5.75 | -0.01 | -0.17 % |
| 25 Feb. 2026 | 5.76 | -0.01 | -0.17 % |
| 24 Feb. 2026 | 5.77 | 0 | 0 % |
| 23 Feb. 2026 | 5.77 | -0.01 | -0.17 % |
| 20 Feb. 2026 | 5.78 | -0.01 | -0.17 % |
| 19 Feb. 2026 | 5.79 | -0.01 | -0.17 % |
| 18 Feb. 2026 | 5.8 | -0.01 | -0.17 % |
| 17 Feb. 2026 | 5.81 | -0.02 | -0.34 % |
| 16 Feb. 2026 | 5.83 | 0 | 0 % |
| 13 Feb. 2026 | 5.83 | 0 | 0 % |
| 12 Feb. 2026 | 5.83 | 0 | 0 % |
| 11 Feb. 2026 | 5.83 | -0.01 | -0.17 % |
| 10 Feb. 2026 | 5.84 | -0.01 | -0.17 % |
| 9 Feb. 2026 | 5.85 | 0 | 0 % |
| 6 Feb. 2026 | 5.85 | -0.02 | -0.34 % |
| 5 Feb. 2026 | 5.87 | 0 | 0 % |
| 4 Feb. 2026 | 5.87 | 0 | 0 % |
| 3 Feb. 2026 | 5.87 | 0 | 0 % |
| 2 Feb. 2026 | 5.87 | 0 | 0 % |
| 30 Ian. 2026 | 5.87 | -0.01 | -0.17 % |
| 29 Ian. 2026 | 5.88 | -0.01 | -0.17 % |
| 28 Ian. 2026 | 5.89 | -0.01 | -0.17 % |
| 27 Ian. 2026 | 5.9 | 0 | 0 % |
| 26 Ian. 2026 | 5.9 | 0 | 0 % |
| 23 Ian. 2026 | 5.9 | 0 | 0 % |
| 22 Ian. 2026 | 5.9 | -0.01 | -0.17 % |
| 21 Ian. 2026 | 5.91 | -0.06 | -1.01 % |
| 20 Ian. 2026 | 5.97 | -0.01 | -0.17 % |
| 19 Ian. 2026 | 5.98 | -0.02 | -0.33 % |
| 16 Ian. 2026 | 6 | -0.01 | -0.17 % |
| 15 Ian. 2026 | 6.01 | -0.02 | -0.33 % |
| 14 Ian. 2026 | 6.03 | -0.02 | -0.33 % |
| 13 Ian. 2026 | 6.05 | -0.01 | -0.17 % |
| 12 Ian. 2026 | 6.06 | -0.04 | -0.66 % |
| 9 Ian. 2026 | 6.1 | -0.02 | -0.33 % |
| 8 Ian. 2026 | 6.12 | -0.02 | -0.33 % |
| 5 Ian. 2026 | 6.14 | 0 | 0 % |
| 31 Dec. 2025 | 6.14 | 0 | 0 % |
| 30 Dec. 2025 | 6.14 | -0.03 | -0.49 % |
| 29 Dec. 2025 | 6.17 | 0 | 0 % |
| 24 Dec. 2025 | 6.17 | -0.01 | -0.16 % |
| 23 Dec. 2025 | 6.18 | 0 | 0 % |
| 22 Dec. 2025 | 6.18 | -0.01 | -0.16 % |
| 19 Dec. 2025 | 6.19 | +0.01 | 0.16 % |
| 18 Dec. 2025 | 6.18 | -0.01 | -0.16 % |
| 17 Dec. 2025 | 6.19 | 0 | 0 % |
| 16 Dec. 2025 | 6.19 | 0 | 0 % |
| 15 Dec. 2025 | 6.19 | -0.01 | -0.16 % |
| 12 Dec. 2025 | 6.2 | 0 | 0 % |
| 11 Dec. 2025 | 6.2 | 0 | 0 % |
| 10 Dec. 2025 | 6.2 | 0 | 0 % |
| 9 Dec. 2025 | 6.2 | 0 | 0 % |
| 8 Dec. 2025 | 6.2 | -0.01 | -0.16 % |
| 5 Dec. 2025 | 6.21 | 0 | 0 % |
| 4 Dec. 2025 | 6.21 | 0 | 0 % |
| 3 Dec. 2025 | 6.21 | -0.01 | -0.16 % |
| 2 Dec. 2025 | 6.22 | -0.01 | -0.16 % |
| 28 Nov. 2025 | 6.23 | 0 | 0 % |
| 27 Nov. 2025 | 6.23 | 0 | 0 % |
| 26 Nov. 2025 | 6.23 | -0.02 | -0.32 % |
| 25 Nov. 2025 | 6.25 | 0 | 0 % |
| 24 Nov. 2025 | 6.25 | 0 | 0 % |
| 21 Nov. 2025 | 6.25 | -0.02 | -0.32 % |
| 20 Nov. 2025 | 6.27 | 0 | 0 % |
| 19 Nov. 2025 | 6.27 | -0.02 | -0.32 % |
| 18 Nov. 2025 | 6.29 | 0 | 0 % |
| 17 Nov. 2025 | 6.29 | 0 | 0 % |
| 14 Nov. 2025 | 6.29 | 0 | 0 % |
| 13 Nov. 2025 | 6.29 | 0 | 0 % |
| 12 Nov. 2025 | 6.29 | 0 | 0 % |
| 11 Nov. 2025 | 6.29 | 0 | 0 % |
| 10 Nov. 2025 | 6.29 | -0.01 | -0.16 % |
| 7 Nov. 2025 | 6.3 | 0 | 0 % |
| 6 Nov. 2025 | 6.3 | -0.02 | -0.32 % |
| 5 Nov. 2025 | 6.32 | -0.01 | -0.16 % |
| 4 Nov. 2025 | 6.33 | -0.01 | -0.16 % |
| 3 Nov. 2025 | 6.34 | -0.01 | -0.16 % |
| 31 Oct. 2025 | 6.35 | -0.01 | -0.16 % |
| 30 Oct. 2025 | 6.36 | -0.01 | -0.16 % |
| 29 Oct. 2025 | 6.37 | -0.02 | -0.31 % |
| 28 Oct. 2025 | 6.39 | ||
