Citatul zilei
“Procrastinarea este frica de succes. Oamenii procrastinează pentru că se tem de succes. Deoarece este greu sa ai succes, iar succesul poartă o responsabilitate, este mult mai ușor să amâni și să trăiești pe filosofia "într-o zi voi face".”
Denis Waitley
ROBOR 3M
Scurtă definiție. Ce înseamnă de fapt ROBOR?
ROBOR (Romanian Interbank Offer Rate) este rata de dobândă la care o bancă împrumută lichiditate altor bănci.
Ratele de referintă ROBOR se stabilesc pentru 8 scadențe: O/N (overnight), T/N (tomorrow), 1W (1 săptămană), 1M (1 lună), 3M (3 luni), 6M (6 luni), 9M (9 luni) și 12M (12 luni).
Indicele ROBOR se calculează zilnic și are că referintă media aritmetica a cotațiilor de dobandă utilizate de zece bănci selectate de BNR.
Istoric și grafic
Valorile extreme ale indicelui ROBOR 3M în perioada 14 martie 2018 - 21 martie 2019:
Valoare maxima: 3.47 % (30 iulie 2018)
Valoare minima: 2.03 % (16 martie 2018)
Valoare medie pentru perioada selectată este 3 %
| Data | ROBOR 3M | Variatie | |
|---|---|---|---|
| 21 Mart. 2019 | 3.14 | +0.01 | 0.32 % |
| 20 Mart. 2019 | 3.13 | +0.01 | 0.32 % |
| 19 Mart. 2019 | 3.12 | +0.02 | 0.65 % |
| 18 Mart. 2019 | 3.1 | +0.01 | 0.32 % |
| 15 Mart. 2019 | 3.09 | +0.03 | 0.98 % |
| 14 Mart. 2019 | 3.06 | 0 | 0 % |
| 13 Mart. 2019 | 3.06 | +0.01 | 0.33 % |
| 12 Mart. 2019 | 3.05 | -0.05 | -1.61 % |
| 11 Mart. 2019 | 3.1 | -0.01 | -0.32 % |
| 8 Mart. 2019 | 3.11 | -0.02 | -0.64 % |
| 7 Mart. 2019 | 3.13 | -0.05 | -1.57 % |
| 6 Mart. 2019 | 3.18 | -0.04 | -1.24 % |
| 5 Mart. 2019 | 3.22 | -0.04 | -1.23 % |
| 4 Mart. 2019 | 3.26 | -0.02 | -0.61 % |
| 1 Mart. 2019 | 3.28 | +0.02 | 0.61 % |
| 28 Feb. 2019 | 3.26 | -0.02 | -0.61 % |
| 27 Feb. 2019 | 3.28 | -0.01 | -0.3 % |
| 26 Feb. 2019 | 3.29 | +0.01 | 0.3 % |
| 25 Feb. 2019 | 3.28 | 0 | 0 % |
| 22 Feb. 2019 | 3.28 | 0 | 0 % |
| 21 Feb. 2019 | 3.28 | +0.03 | 0.92 % |
| 20 Feb. 2019 | 3.25 | +0.06 | 1.88 % |
| 19 Feb. 2019 | 3.19 | +0.05 | 1.59 % |
| 18 Feb. 2019 | 3.14 | -0.03 | -0.95 % |
| 15 Feb. 2019 | 3.17 | 0 | 0 % |
| 14 Feb. 2019 | 3.17 | +0.02 | 0.63 % |
| 13 Feb. 2019 | 3.15 | +0.06 | 1.94 % |
| 12 Feb. 2019 | 3.09 | -0.01 | -0.32 % |
| 11 Feb. 2019 | 3.1 | 0 | 0 % |
| 8 Feb. 2019 | 3.1 | 0 | 0 % |
| 7 Feb. 2019 | 3.1 | -0.01 | -0.32 % |
| 6 Feb. 2019 | 3.11 | +0.02 | 0.65 % |
| 5 Feb. 2019 | 3.09 | +0.02 | 0.65 % |
| 4 Feb. 2019 | 3.07 | +0.01 | 0.33 % |
| 1 Feb. 2019 | 3.06 | 0 | 0 % |
| 31 Ian. 2019 | 3.06 | 0 | 0 % |
| 30 Ian. 2019 | 3.06 | -0.04 | -1.29 % |
| 29 Ian. 2019 | 3.1 | -0.01 | -0.32 % |
| 28 Ian. 2019 | 3.11 | 0 | 0 % |
| 25 Ian. 2019 | 3.11 | +0.08 | 2.64 % |
| 23 Ian. 2019 | 3.03 | +0.06 | 2.02 % |
| 22 Ian. 2019 | 2.97 | 0 | 0 % |
| 21 Ian. 2019 | 2.97 | +0.04 | 1.37 % |
| 18 Ian. 2019 | 2.93 | +0.03 | 1.03 % |
| 17 Ian. 2019 | 2.9 | +0.03 | 1.05 % |
| 16 Ian. 2019 | 2.87 | -0.02 | -0.69 % |
| 15 Ian. 2019 | 2.89 | -0.03 | -1.03 % |
| 14 Ian. 2019 | 2.92 | +0.04 | 1.39 % |
| 11 Ian. 2019 | 2.88 | 0 | 0 % |
| 10 Ian. 2019 | 2.88 | -0.02 | -0.69 % |
| 9 Ian. 2019 | 2.9 | -0.02 | -0.68 % |
| 8 Ian. 2019 | 2.92 | -0.02 | -0.68 % |
| 7 Ian. 2019 | 2.94 | -0.03 | -1.01 % |
| 4 Ian. 2019 | 2.97 | -0.02 | -0.67 % |
| 3 Ian. 2019 | 2.99 | -0.03 | -0.99 % |
| 31 Dec. 2018 | 3.02 | 0 | 0 % |
| 28 Dec. 2018 | 3.02 | 0 | 0 % |
| 27 Dec. 2018 | 3.02 | -0.01 | -0.33 % |
| 24 Dec. 2018 | 3.03 | -0.01 | -0.33 % |
| 21 Dec. 2018 | 3.04 | +0.01 | 0.33 % |
| 20 Dec. 2018 | 3.03 | -0.01 | -0.33 % |
| 19 Dec. 2018 | 3.04 | 0 | 0 % |
| 18 Dec. 2018 | 3.04 | 0 | 0 % |
| 17 Dec. 2018 | 3.04 | 0 | 0 % |
| 14 Dec. 2018 | 3.04 | 0 | 0 % |
| 13 Dec. 2018 | 3.04 | 0 | 0 % |
| 12 Dec. 2018 | 3.04 | 0 | 0 % |
| 11 Dec. 2018 | 3.04 | 0 | 0 % |
| 10 Dec. 2018 | 3.04 | -0.04 | -1.3 % |
| 7 Dec. 2018 | 3.08 | 0 | 0 % |
| 6 Dec. 2018 | 3.08 | -0.01 | -0.32 % |
| 5 Dec. 2018 | 3.09 | 0 | 0 % |
| 4 Dec. 2018 | 3.09 | -0.02 | -0.64 % |
| 3 Dec. 2018 | 3.11 | +0.02 | 0.65 % |
| 29 Nov. 2018 | 3.09 | -0.04 | -1.28 % |
| 28 Nov. 2018 | 3.13 | -0.03 | -0.95 % |
| 27 Nov. 2018 | 3.16 | -0.04 | -1.25 % |
| 26 Nov. 2018 | 3.2 | -0.04 | -1.23 % |
| 23 Nov. 2018 | 3.24 | 0 | 0 % |
| 22 Nov. 2018 | 3.24 | -0.01 | -0.31 % |
| 21 Nov. 2018 | 3.25 | +0.01 | 0.31 % |
| 20 Nov. 2018 | 3.24 | +0.01 | 0.31 % |
| 19 Nov. 2018 | 3.23 | +0.01 | 0.31 % |
| 16 Nov. 2018 | 3.22 | +0.01 | 0.31 % |
| 15 Nov. 2018 | 3.21 | +0.02 | 0.63 % |
| 14 Nov. 2018 | 3.19 | 0 | 0 % |
| 13 Nov. 2018 | 3.19 | 0 | 0 % |
| 12 Nov. 2018 | 3.19 | -0.01 | -0.31 % |
| 9 Nov. 2018 | 3.2 | -0.01 | -0.31 % |
| 8 Nov. 2018 | 3.21 | +0.01 | 0.31 % |
| 7 Nov. 2018 | 3.2 | -0.05 | -1.54 % |
| 6 Nov. 2018 | 3.25 | -0.01 | -0.31 % |
| 5 Nov. 2018 | 3.26 | -0.03 | -0.91 % |
| 2 Nov. 2018 | 3.29 | -0.02 | -0.6 % |
| 1 Nov. 2018 | 3.31 | 0 | 0 % |
| 31 Oct. 2018 | 3.31 | -0.01 | -0.3 % |
| 30 Oct. 2018 | 3.32 | -0.02 | -0.6 % |
| 29 Oct. 2018 | 3.34 | -0.04 | -1.18 % |
| 26 Oct. 2018 | 3.38 | -0.01 | -0.29 % |
| 25 Oct. 2018 | 3.39 | +0.04 | 1.19 % |
| 24 Oct. 2018 | 3.35 | +0.03 | 0.9 % |
| 23 Oct. 2018 | 3.32 | +0.02 | 0.61 % |
| 22 Oct. 2018 | 3.3 | +0.02 | 0.61 % |
| 19 Oct. 2018 | 3.28 | +0.11 | 3.47 % |
| 18 Oct. 2018 | 3.17 | 0 | 0 % |
| 17 Oct. 2018 | 3.17 | 0 | 0 % |
| 16 Oct. 2018 | 3.17 | -0.01 | -0.31 % |
| 15 Oct. 2018 | 3.18 | +0.01 | 0.32 % |
| 12 Oct. 2018 | 3.17 | 0 | 0 % |
| 11 Oct. 2018 | 3.17 | 0 | 0 % |
| 10 Oct. 2018 | 3.17 | +0.04 | 1.28 % |
| 9 Oct. 2018 | 3.13 | 0 | 0 % |
| 8 Oct. 2018 | 3.13 | 0 | 0 % |
| 5 Oct. 2018 | 3.13 | 0 | 0 % |
| 4 Oct. 2018 | 3.13 | -0.03 | -0.95 % |
| 3 Oct. 2018 | 3.16 | +0.01 | 0.32 % |
| 2 Oct. 2018 | 3.15 | -0.02 | -0.63 % |
| 1 Oct. 2018 | 3.17 | 0 | 0 % |
| 28 Sept. 2018 | 3.17 | +0.02 | 0.63 % |
| 27 Sept. 2018 | 3.15 | 0 | 0 % |
| 26 Sept. 2018 | 3.15 | +0.01 | 0.32 % |
| 25 Sept. 2018 | 3.14 | 0 | 0 % |
| 24 Sept. 2018 | 3.14 | 0 | 0 % |
| 21 Sept. 2018 | 3.14 | +0.04 | 1.29 % |
| 20 Sept. 2018 | 3.1 | 0 | 0 % |
| 19 Sept. 2018 | 3.1 | +0.01 | 0.32 % |
| 18 Sept. 2018 | 3.09 | 0 | 0 % |
| 17 Sept. 2018 | 3.09 | 0 | 0 % |
| 14 Sept. 2018 | 3.09 | -0.01 | -0.32 % |
| 13 Sept. 2018 | 3.1 | 0 | 0 % |
| 12 Sept. 2018 | 3.1 | 0 | 0 % |
| 11 Sept. 2018 | 3.1 | -0.01 | -0.32 % |
| 10 Sept. 2018 | 3.11 | -0.01 | -0.32 % |
| 7 Sept. 2018 | 3.12 | -0.03 | -0.95 % |
| 6 Sept. 2018 | 3.15 | -0.03 | -0.94 % |
| 5 Sept. 2018 | 3.18 | -0.03 | -0.93 % |
| 4 Sept. 2018 | 3.21 | -0.01 | -0.31 % |
| 3 Sept. 2018 | 3.22 | 0 | 0 % |
| 31 Aug. 2018 | 3.22 | -0.02 | -0.62 % |
| 30 Aug. 2018 | 3.24 | 0 | 0 % |
| 29 Aug. 2018 | 3.24 | -0.01 | -0.31 % |
| 28 Aug. 2018 | 3.25 | -0.02 | -0.61 % |
| 27 Aug. 2018 | 3.27 | -0.03 | -0.91 % |
| 24 Aug. 2018 | 3.3 | -0.01 | -0.3 % |
| 23 Aug. 2018 | 3.31 | +0.02 | 0.61 % |
| 22 Aug. 2018 | 3.29 | +0.02 | 0.61 % |
| 21 Aug. 2018 | 3.27 | 0 | 0 % |
| 20 Aug. 2018 | 3.27 | 0 | 0 % |
| 17 Aug. 2018 | 3.27 | -0.01 | -0.3 % |
| 16 Aug. 2018 | 3.28 | +0.02 | 0.61 % |
| 14 Aug. 2018 | 3.26 | -0.02 | -0.61 % |
| 13 Aug. 2018 | 3.28 | -0.02 | -0.61 % |
| 10 Aug. 2018 | 3.3 | 0 | 0 % |
| 9 Aug. 2018 | 3.3 | -0.03 | -0.9 % |
| 8 Aug. 2018 | 3.33 | -0.03 | -0.89 % |
| 7 Aug. 2018 | 3.36 | -0.04 | -1.18 % |
| 6 Aug. 2018 | 3.4 | -0.07 | -2.02 % |
| 3 Aug. 2018 | 3.47 | 0 | 0 % |
| 2 Aug. 2018 | 3.47 | 0 | 0 % |
| 1 Aug. 2018 | 3.47 | 0 | 0 % |
| 31 Iul. 2018 | 3.47 | 0 | 0 % |
| 30 Iul. 2018 | 3.47 | +0.02 | 0.58 % |
| 27 Iul. 2018 | 3.45 | -0.01 | -0.29 % |
| 26 Iul. 2018 | 3.46 | +0.03 | 0.87 % |
| 25 Iul. 2018 | 3.43 | +0.01 | 0.29 % |
| 24 Iul. 2018 | 3.42 | +0.01 | 0.29 % |
| 23 Iul. 2018 | 3.41 | +0.02 | 0.59 % |
| 20 Iul. 2018 | 3.39 | +0.03 | 0.89 % |
| 19 Iul. 2018 | 3.36 | -0.01 | -0.3 % |
| 18 Iul. 2018 | 3.37 | +0.02 | 0.6 % |
| 17 Iul. 2018 | 3.35 | 0 | 0 % |
| 16 Iul. 2018 | 3.35 | 0 | 0 % |
| 13 Iul. 2018 | 3.35 | 0 | 0 % |
| 12 Iul. 2018 | 3.35 | 0 | 0 % |
| 11 Iul. 2018 | 3.35 | -0.01 | -0.3 % |
| 10 Iul. 2018 | 3.36 | -0.02 | -0.59 % |
| 9 Iul. 2018 | 3.38 | -0.01 | -0.29 % |
| 6 Iul. 2018 | 3.39 | 0 | 0 % |
| 5 Iul. 2018 | 3.39 | +0.05 | 1.5 % |
| 4 Iul. 2018 | 3.34 | +0.07 | 2.14 % |
| 3 Iul. 2018 | 3.27 | +0.03 | 0.93 % |
| 2 Iul. 2018 | 3.24 | +0.09 | 2.86 % |
| 29 Iun. 2018 | 3.15 | -0.01 | -0.32 % |
| 28 Iun. 2018 | 3.16 | +0.01 | 0.32 % |
| 27 Iun. 2018 | 3.15 | +0.01 | 0.32 % |
| 26 Iun. 2018 | 3.14 | +0.01 | 0.32 % |
| 25 Iun. 2018 | 3.13 | +0.04 | 1.29 % |
| 22 Iun. 2018 | 3.09 | +0.14 | 4.75 % |
| 21 Iun. 2018 | 2.95 | +0.02 | 0.68 % |
| 20 Iun. 2018 | 2.93 | 0 | 0 % |
| 19 Iun. 2018 | 2.93 | +0.01 | 0.34 % |
| 18 Iun. 2018 | 2.92 | +0.02 | 0.69 % |
| 15 Iun. 2018 | 2.9 | 0 | 0 % |
| 14 Iun. 2018 | 2.9 | 0 | 0 % |
| 13 Iun. 2018 | 2.9 | 0 | 0 % |
| 12 Iun. 2018 | 2.9 | 0 | 0 % |
| 11 Iun. 2018 | 2.9 | +0.01 | 0.35 % |
| 8 Iun. 2018 | 2.89 | +0.02 | 0.7 % |
| 7 Iun. 2018 | 2.87 | 0 | 0 % |
| 6 Iun. 2018 | 2.87 | +0.02 | 0.7 % |
| 5 Iun. 2018 | 2.85 | 0 | 0 % |
| 4 Iun. 2018 | 2.85 | +0.02 | 0.71 % |
| 31 Mai 2018 | 2.83 | +0.01 | 0.35 % |
| 30 Mai 2018 | 2.82 | 0 | 0 % |
| 29 Mai 2018 | 2.82 | +0.03 | 1.08 % |
| 25 Mai 2018 | 2.79 | 0 | 0 % |
| 24 Mai 2018 | 2.79 | +0.02 | 0.72 % |
| 23 Mai 2018 | 2.77 | +0.02 | 0.73 % |
| 22 Mai 2018 | 2.75 | +0.01 | 0.36 % |
| 21 Mai 2018 | 2.74 | 0 | 0 % |
| 18 Mai 2018 | 2.74 | 0 | 0 % |
| 17 Mai 2018 | 2.74 | 0 | 0 % |
| 16 Mai 2018 | 2.74 | 0 | 0 % |
| 15 Mai 2018 | 2.74 | -0.01 | -0.36 % |
| 14 Mai 2018 | 2.75 | +0.01 | 0.36 % |
| 11 Mai 2018 | 2.74 | -0.01 | -0.36 % |
| 10 Mai 2018 | 2.75 | +0.02 | 0.73 % |
| 9 Mai 2018 | 2.73 | +0.05 | 1.87 % |
| 8 Mai 2018 | 2.68 | +0.14 | 5.51 % |
| 7 Mai 2018 | 2.54 | 0 | 0 % |
| 4 Mai 2018 | 2.54 | +0.05 | 2.01 % |
| 3 Mai 2018 | 2.49 | +0.02 | 0.81 % |
| 2 Mai 2018 | 2.47 | +0.02 | 0.82 % |
| 30 Apr. 2018 | 2.45 | 0 | 0 % |
| 27 Apr. 2018 | 2.45 | -0.01 | -0.41 % |
| 26 Apr. 2018 | 2.46 | +0.04 | 1.65 % |
| 25 Apr. 2018 | 2.42 | +0.14 | 6.14 % |
| 24 Apr. 2018 | 2.28 | +0.06 | 2.7 % |
| 23 Apr. 2018 | 2.22 | +0.09 | 4.23 % |
| 20 Apr. 2018 | 2.13 | +0.01 | 0.47 % |
| 19 Apr. 2018 | 2.12 | -0.01 | -0.47 % |
| 18 Apr. 2018 | 2.13 | 0 | 0 % |
| 17 Apr. 2018 | 2.13 | 0 | 0 % |
| 16 Apr. 2018 | 2.13 | +0.06 | 2.9 % |
| 13 Apr. 2018 | 2.07 | 0 | 0 % |
| 12 Apr. 2018 | 2.07 | -0.02 | -0.96 % |
| 11 Apr. 2018 | 2.09 | 0 | 0 % |
| 10 Apr. 2018 | 2.09 | -0.01 | -0.48 % |
| 5 Apr. 2018 | 2.1 | 0 | 0 % |
| 4 Apr. 2018 | 2.1 | +0.01 | 0.48 % |
| 3 Apr. 2018 | 2.09 | +0.01 | 0.48 % |
| 2 Apr. 2018 | 2.08 | 0 | 0 % |
| 30 Mart. 2018 | 2.08 | 0 | 0 % |
| 29 Mart. 2018 | 2.08 | +0.02 | 0.97 % |
| 28 Mart. 2018 | 2.06 | 0 | 0 % |
| 27 Mart. 2018 | 2.06 | +0.01 | 0.49 % |
| 26 Mart. 2018 | 2.05 | 0 | 0 % |
| 23 Mart. 2018 | 2.05 | 0 | 0 % |
| 22 Mart. 2018 | 2.05 | +0.02 | 0.99 % |
| 21 Mart. 2018 | 2.03 | 0 | 0 % |
| 20 Mart. 2018 | 2.03 | 0 | 0 % |
| 19 Mart. 2018 | 2.03 | 0 | 0 % |
| 16 Mart. 2018 | 2.03 | 0 | 0 % |
| 15 Mart. 2018 | 2.03 | 0 | 0 % |
| 14 Mart. 2018 | 2.03 | ||
