Citatul zilei
“Failure I can live with. Not trying is what I can't handle.”
Sanya Richards-Ross, Medalie de aur, Atletism
IRCC
Scurtă definiție. Ce înseamnă de fapt IRCC?
IRCC înseamnă Indicele de referință pentru creditele consumatorilor. Avem doua siuații: indice trimestrial și indice zilnic.
IRCC zilnic al pieței monetare interbancare se calculează zilnic și reprezintă media ponderată (cu volumele tranzacțiilor) a ratelor de dobândă ale tranzacțiilor de pe piața monetară interbancară.
IRCC trimestrial se calculează la finalul fiecărui trimestru. IRCC trimestrial se stabilește drept media aritmetică a valorilor IRCC zilnice comunicate pentru trimestrul anterior (se iau in considerare toate zilele lucrătoare din trimestru), urmând a se aplica de fiecare instituție de credit pentru trimestrul următor.
| Perioada | Valoare IRCC trimestrial |
|---|---|
| 2022T2 | 4,06 |
| 2022T1 | 2,65 |
| 2021T4 | 1,86 |
| 2021T3 | 1,17 |
| 2021T2 | 1,08 |
| 2021T1 | 1,25 |
| 2020T4 | 1,67 |
| 2020T3 | 1,88 |
| 2020T2 | 2,17 |
| 2020T1 | 2,41 |
| 2019T4 | 2,44 |
| 2019T3 | 2,36 |
| 2019T2 | 2,66 |
| 2019T1 | 2,63 |
| 2018T4 | 2,36 |
Istoric și grafic IRCC zilnic
sau
Valorile extreme ale indicelui IRCC zilnic în perioada 23 septembrie 2021 - 2 octombrie 2022:
Valoare maxima: 6.63 % (28 septembrie 2022)
Valoare minima: 0.86 % (23 septembrie 2021)
Valoare medie pentru perioada selectată este 3.51 %
| Data | IRCC zilnic | Variație | |
|---|---|---|---|
| 29 Sept. 2022 | 6.61 | -0.02 | -0.3 % |
| 28 Sept. 2022 | 6.63 | +0.15 | 2.31 % |
| 27 Sept. 2022 | 6.48 | +0.04 | 0.62 % |
| 26 Sept. 2022 | 6.44 | +0.40 | 6.62 % |
| 23 Sept. 2022 | 6.04 | +1.28 | 26.89 % |
| 22 Sept. 2022 | 4.76 | -0.06 | -1.24 % |
| 21 Sept. 2022 | 4.82 | -0.36 | -6.95 % |
| 20 Sept. 2022 | 5.18 | -0.42 | -7.5 % |
| 19 Sept. 2022 | 5.6 | -0.29 | -4.92 % |
| 16 Sept. 2022 | 5.89 | -0.16 | -2.64 % |
| 15 Sept. 2022 | 6.05 | -0.12 | -1.94 % |
| 14 Sept. 2022 | 6.17 | +0.01 | 0.16 % |
| 13 Sept. 2022 | 6.16 | -0.01 | -0.16 % |
| 12 Sept. 2022 | 6.17 | -0.01 | -0.16 % |
| 9 Sept. 2022 | 6.18 | +0.03 | 0.49 % |
| 8 Sept. 2022 | 6.15 | -0.03 | -0.49 % |
| 7 Sept. 2022 | 6.18 | -0.04 | -0.64 % |
| 6 Sept. 2022 | 6.22 | -0.02 | -0.32 % |
| 5 Sept. 2022 | 6.24 | -0.12 | -1.89 % |
| 2 Sept. 2022 | 6.36 | +0.03 | 0.47 % |
| 1 Sept. 2022 | 6.33 | -0.07 | -1.09 % |
| 31 Aug. 2022 | 6.4 | -0.06 | -0.93 % |
| 30 Aug. 2022 | 6.46 | -0.02 | -0.31 % |
| 29 Aug. 2022 | 6.48 | -0.07 | -1.07 % |
| 26 Aug. 2022 | 6.55 | -0.03 | -0.46 % |
| 25 Aug. 2022 | 6.58 | +0.11 | 1.7 % |
| 24 Aug. 2022 | 6.47 | +0.47 | 7.83 % |
| 23 Aug. 2022 | 6 | -0.15 | -2.44 % |
| 22 Aug. 2022 | 6.15 | -0.09 | -1.44 % |
| 19 Aug. 2022 | 6.24 | -0.11 | -1.73 % |
| 18 Aug. 2022 | 6.35 | +0.04 | 0.63 % |
| 17 Aug. 2022 | 6.31 | +0.05 | 0.8 % |
| 16 Aug. 2022 | 6.26 | 0 | 0 % |
| 12 Aug. 2022 | 6.26 | +0.03 | 0.48 % |
| 11 Aug. 2022 | 6.23 | -0.02 | -0.32 % |
| 10 Aug. 2022 | 6.25 | 0 | 0 % |
| 9 Aug. 2022 | 6.25 | +0.14 | 2.29 % |
| 8 Aug. 2022 | 6.11 | +0.24 | 4.09 % |
| 5 Aug. 2022 | 5.87 | +0.01 | 0.17 % |
| 4 Aug. 2022 | 5.86 | +0.01 | 0.17 % |
| 3 Aug. 2022 | 5.85 | -0.18 | -2.99 % |
| 2 Aug. 2022 | 6.03 | +0.04 | 0.67 % |
| 1 Aug. 2022 | 5.99 | +0.01 | 0.17 % |
| 29 Iul. 2022 | 5.98 | -0.08 | -1.32 % |
| 28 Iul. 2022 | 6.06 | +0.15 | 2.54 % |
| 27 Iul. 2022 | 5.91 | +0.02 | 0.34 % |
| 26 Iul. 2022 | 5.89 | -0.08 | -1.34 % |
| 25 Iul. 2022 | 5.97 | +1.76 | 41.81 % |
| 22 Iul. 2022 | 4.21 | +0.24 | 6.05 % |
| 21 Iul. 2022 | 3.97 | +0.03 | 0.76 % |
| 20 Iul. 2022 | 3.94 | -0.13 | -3.19 % |
| 19 Iul. 2022 | 4.07 | -0.17 | -4.01 % |
| 18 Iul. 2022 | 4.24 | -0.04 | -0.93 % |
| 15 Iul. 2022 | 4.28 | -0.04 | -0.93 % |
| 14 Iul. 2022 | 4.32 | +0.01 | 0.23 % |
| 13 Iul. 2022 | 4.31 | 0 | 0 % |
| 12 Iul. 2022 | 4.31 | -0.22 | -4.86 % |
| 11 Iul. 2022 | 4.53 | -0.20 | -4.23 % |
| 8 Iul. 2022 | 4.73 | -0.20 | -4.06 % |
| 7 Iul. 2022 | 4.93 | +0.20 | 4.23 % |
| 6 Iul. 2022 | 4.73 | -0.03 | -0.63 % |
| 5 Iul. 2022 | 4.76 | -0.22 | -4.42 % |
| 4 Iul. 2022 | 4.98 | +0.19 | 3.97 % |
| 1 Iul. 2022 | 4.79 | -0.08 | -1.64 % |
| 30 Iun. 2022 | 4.87 | +0.02 | 0.41 % |
| 29 Iun. 2022 | 4.85 | +0.01 | 0.21 % |
| 28 Iun. 2022 | 4.84 | -0.09 | -1.83 % |
| 27 Iun. 2022 | 4.93 | -0.04 | -0.8 % |
| 24 Iun. 2022 | 4.97 | +1.99 | 66.78 % |
| 23 Iun. 2022 | 2.98 | +0.02 | 0.68 % |
| 22 Iun. 2022 | 2.96 | -0.34 | -10.3 % |
| 21 Iun. 2022 | 3.3 | -0.27 | -7.56 % |
| 20 Iun. 2022 | 3.57 | -0.19 | -5.05 % |
| 17 Iun. 2022 | 3.76 | -0.25 | -6.23 % |
| 16 Iun. 2022 | 4.01 | -0.61 | -13.2 % |
| 15 Iun. 2022 | 4.62 | -0.54 | -10.47 % |
| 14 Iun. 2022 | 5.16 | +0.36 | 7.5 % |
| 10 Iun. 2022 | 4.8 | +0.03 | 0.63 % |
| 9 Iun. 2022 | 4.77 | +0.02 | 0.42 % |
| 8 Iun. 2022 | 4.75 | -0.02 | -0.42 % |
| 7 Iun. 2022 | 4.77 | -0.01 | -0.21 % |
| 6 Iun. 2022 | 4.78 | -0.03 | -0.62 % |
| 3 Iun. 2022 | 4.81 | -0.01 | -0.21 % |
| 2 Iun. 2022 | 4.82 | +0.04 | 0.84 % |
| 31 Mai 2022 | 4.78 | -0.15 | -3.04 % |
| 30 Mai 2022 | 4.93 | +0.09 | 1.86 % |
| 27 Mai 2022 | 4.84 | +0.04 | 0.83 % |
| 26 Mai 2022 | 4.8 | -0.05 | -1.03 % |
| 25 Mai 2022 | 4.85 | +0.05 | 1.04 % |
| 24 Mai 2022 | 4.8 | +0.79 | 19.7 % |
| 23 Mai 2022 | 4.01 | +0.15 | 3.89 % |
| 20 Mai 2022 | 3.86 | +0.51 | 15.22 % |
| 19 Mai 2022 | 3.35 | +0.18 | 5.68 % |
| 18 Mai 2022 | 3.17 | -0.19 | -5.65 % |
| 17 Mai 2022 | 3.36 | -0.75 | -18.25 % |
| 16 Mai 2022 | 4.11 | -0.30 | -6.8 % |
| 13 Mai 2022 | 4.41 | -0.33 | -6.96 % |
| 12 Mai 2022 | 4.74 | -0.10 | -2.07 % |
| 11 Mai 2022 | 4.84 | +0.56 | 13.08 % |
| 10 Mai 2022 | 4.28 | +0.10 | 2.39 % |
| 9 Mai 2022 | 4.18 | +0.07 | 1.7 % |
| 6 Mai 2022 | 4.11 | +0.01 | 0.24 % |
| 5 Mai 2022 | 4.1 | -0.02 | -0.49 % |
| 4 Mai 2022 | 4.12 | -0.09 | -2.14 % |
| 3 Mai 2022 | 4.21 | +0.12 | 2.93 % |
| 2 Mai 2022 | 4.09 | +0.04 | 0.99 % |
| 29 Apr. 2022 | 4.05 | -0.01 | -0.25 % |
| 28 Apr. 2022 | 4.06 | +0.02 | 0.5 % |
| 27 Apr. 2022 | 4.04 | +0.05 | 1.25 % |
| 26 Apr. 2022 | 3.99 | +1.40 | 54.05 % |
| 21 Apr. 2022 | 2.59 | +0.43 | 19.91 % |
| 20 Apr. 2022 | 2.16 | -0.14 | -6.09 % |
| 19 Apr. 2022 | 2.3 | +0.06 | 2.68 % |
| 18 Apr. 2022 | 2.24 | -0.79 | -26.07 % |
| 15 Apr. 2022 | 3.03 | -0.19 | -5.9 % |
| 14 Apr. 2022 | 3.22 | -0.15 | -4.45 % |
| 13 Apr. 2022 | 3.37 | -0.25 | -6.91 % |
| 12 Apr. 2022 | 3.62 | -0.19 | -4.99 % |
| 11 Apr. 2022 | 3.81 | -0.14 | -3.54 % |
| 8 Apr. 2022 | 3.95 | -0.03 | -0.75 % |
| 7 Apr. 2022 | 3.98 | -0.01 | -0.25 % |
| 6 Apr. 2022 | 3.99 | +0.35 | 9.62 % |
| 5 Apr. 2022 | 3.64 | -0.07 | -1.89 % |
| 4 Apr. 2022 | 3.71 | -0.03 | -0.8 % |
| 1 Apr. 2022 | 3.74 | +0.17 | 4.76 % |
| 31 Mart. 2022 | 3.57 | -0.23 | -6.05 % |
| 30 Mart. 2022 | 3.8 | +0.01 | 0.26 % |
| 29 Mart. 2022 | 3.79 | +0.12 | 3.27 % |
| 28 Mart. 2022 | 3.67 | -0.07 | -1.87 % |
| 25 Mart. 2022 | 3.74 | +0.11 | 3.03 % |
| 24 Mart. 2022 | 3.63 | +0.20 | 5.83 % |
| 23 Mart. 2022 | 3.43 | -0.05 | -1.44 % |
| 22 Mart. 2022 | 3.48 | 0 | 0 % |
| 21 Mart. 2022 | 3.48 | -0.12 | -3.33 % |
| 18 Mart. 2022 | 3.6 | -0.02 | -0.55 % |
| 17 Mart. 2022 | 3.62 | +0.02 | 0.56 % |
| 16 Mart. 2022 | 3.6 | +0.06 | 1.69 % |
| 15 Mart. 2022 | 3.54 | 0 | 0 % |
| 14 Mart. 2022 | 3.54 | -0.03 | -0.84 % |
| 11 Mart. 2022 | 3.57 | -0.02 | -0.56 % |
| 10 Mart. 2022 | 3.59 | -0.04 | -1.1 % |
| 9 Mart. 2022 | 3.63 | +0.01 | 0.28 % |
| 8 Mart. 2022 | 3.62 | 0 | 0 % |
| 7 Mart. 2022 | 3.62 | +0.06 | 1.69 % |
| 4 Mart. 2022 | 3.56 | 0 | 0 % |
| 3 Mart. 2022 | 3.56 | +0.03 | 0.85 % |
| 2 Mart. 2022 | 3.53 | -0.05 | -1.4 % |
| 1 Mart. 2022 | 3.58 | -0.03 | -0.83 % |
| 28 Feb. 2022 | 3.61 | +0.24 | 7.12 % |
| 25 Feb. 2022 | 3.37 | +0.34 | 11.22 % |
| 24 Feb. 2022 | 3.03 | +1.23 | 68.33 % |
| 23 Feb. 2022 | 1.8 | -0.20 | -10 % |
| 22 Feb. 2022 | 2 | -0.35 | -14.89 % |
| 21 Feb. 2022 | 2.35 | +0.30 | 14.63 % |
| 18 Feb. 2022 | 2.05 | +0.20 | 10.81 % |
| 17 Feb. 2022 | 1.85 | -0.14 | -7.04 % |
| 16 Feb. 2022 | 1.99 | -0.54 | -21.34 % |
| 15 Feb. 2022 | 2.53 | -0.32 | -11.23 % |
| 14 Feb. 2022 | 2.85 | -0.15 | -5 % |
| 11 Feb. 2022 | 3 | -0.16 | -5.06 % |
| 10 Feb. 2022 | 3.16 | +0.22 | 7.48 % |
| 9 Feb. 2022 | 2.94 | +0.06 | 2.08 % |
| 8 Feb. 2022 | 2.88 | +0.14 | 5.11 % |
| 7 Feb. 2022 | 2.74 | +0.30 | 12.3 % |
| 4 Feb. 2022 | 2.44 | +0.21 | 9.42 % |
| 3 Feb. 2022 | 2.23 | +0.08 | 3.72 % |
| 2 Feb. 2022 | 2.15 | +0.01 | 0.47 % |
| 1 Feb. 2022 | 2.14 | -0.01 | -0.47 % |
| 31 Ian. 2022 | 2.15 | +0.06 | 2.87 % |
| 28 Ian. 2022 | 2.09 | +0.02 | 0.97 % |
| 27 Ian. 2022 | 2.07 | +0.01 | 0.49 % |
| 26 Ian. 2022 | 2.06 | +0.04 | 1.98 % |
| 25 Ian. 2022 | 2.02 | +0.72 | 55.38 % |
| 21 Ian. 2022 | 1.3 | -0.05 | -3.7 % |
| 20 Ian. 2022 | 1.35 | +0.13 | 10.66 % |
| 19 Ian. 2022 | 1.22 | -0.11 | -8.27 % |
| 18 Ian. 2022 | 1.33 | -0.59 | -30.73 % |
| 17 Ian. 2022 | 1.92 | +0.68 | 54.84 % |
| 14 Ian. 2022 | 1.24 | +0.02 | 1.64 % |
| 13 Ian. 2022 | 1.22 | -0.11 | -8.27 % |
| 12 Ian. 2022 | 1.33 | -0.14 | -9.52 % |
| 11 Ian. 2022 | 1.47 | -0.25 | -14.53 % |
| 10 Ian. 2022 | 1.72 | +0.39 | 29.32 % |
| 7 Ian. 2022 | 1.33 | -0.22 | -14.19 % |
| 6 Ian. 2022 | 1.55 | -0.26 | -14.36 % |
| 5 Ian. 2022 | 1.81 | +0.01 | 0.56 % |
| 4 Ian. 2022 | 1.8 | -0.11 | -5.76 % |
| 3 Ian. 2022 | 1.91 | -0.13 | -6.37 % |
| 31 Dec. 2021 | 2.04 | -0.01 | -0.49 % |
| 30 Dec. 2021 | 2.05 | -0.03 | -1.44 % |
| 29 Dec. 2021 | 2.08 | -0.23 | -9.96 % |
| 28 Dec. 2021 | 2.31 | -0.01 | -0.43 % |
| 27 Dec. 2021 | 2.32 | -0.03 | -1.28 % |
| 24 Dec. 2021 | 2.35 | +0.66 | 39.05 % |
| 23 Dec. 2021 | 1.69 | -0.47 | -21.76 % |
| 22 Dec. 2021 | 2.16 | -0.35 | -13.94 % |
| 21 Dec. 2021 | 2.51 | +0.10 | 4.15 % |
| 20 Dec. 2021 | 2.41 | +0.22 | 10.05 % |
| 17 Dec. 2021 | 2.19 | +0.26 | 13.47 % |
| 16 Dec. 2021 | 1.93 | -0.02 | -1.03 % |
| 15 Dec. 2021 | 1.95 | +0.06 | 3.17 % |
| 14 Dec. 2021 | 1.89 | -0.12 | -5.97 % |
| 13 Dec. 2021 | 2.01 | -0.04 | -1.95 % |
| 10 Dec. 2021 | 2.05 | -0.09 | -4.21 % |
| 9 Dec. 2021 | 2.14 | +0.05 | 2.39 % |
| 8 Dec. 2021 | 2.09 | -0.06 | -2.79 % |
| 7 Dec. 2021 | 2.15 | +0.05 | 2.38 % |
| 6 Dec. 2021 | 2.1 | -0.02 | -0.94 % |
| 3 Dec. 2021 | 2.12 | -0.05 | -2.3 % |
| 2 Dec. 2021 | 2.17 | +0.03 | 1.4 % |
| 29 Nov. 2021 | 2.14 | -0.04 | -1.83 % |
| 26 Nov. 2021 | 2.18 | +0.22 | 11.22 % |
| 25 Nov. 2021 | 1.96 | +0.04 | 2.08 % |
| 24 Nov. 2021 | 1.92 | +0.81 | 72.97 % |
| 23 Nov. 2021 | 1.11 | -0.37 | -25 % |
| 22 Nov. 2021 | 1.48 | +0.40 | 37.04 % |
| 19 Nov. 2021 | 1.08 | -0.14 | -11.48 % |
| 18 Nov. 2021 | 1.22 | -0.07 | -5.43 % |
| 17 Nov. 2021 | 1.29 | -0.14 | -9.79 % |
| 16 Nov. 2021 | 1.43 | -0.28 | -16.37 % |
| 15 Nov. 2021 | 1.71 | -0.04 | -2.29 % |
| 12 Nov. 2021 | 1.75 | -0.13 | -6.91 % |
| 11 Nov. 2021 | 1.88 | -0.13 | -6.47 % |
| 10 Nov. 2021 | 2.01 | +0.02 | 1.01 % |
| 9 Nov. 2021 | 1.99 | +0.02 | 1.02 % |
| 8 Nov. 2021 | 1.97 | +0.01 | 0.51 % |
| 5 Nov. 2021 | 1.96 | +0.03 | 1.55 % |
| 4 Nov. 2021 | 1.93 | +0.05 | 2.66 % |
| 3 Nov. 2021 | 1.88 | -0.01 | -0.53 % |
| 2 Nov. 2021 | 1.89 | +0.02 | 1.07 % |
| 1 Nov. 2021 | 1.87 | -0.01 | -0.53 % |
| 29 Oct. 2021 | 1.88 | -0.10 | -5.05 % |
| 28 Oct. 2021 | 1.98 | +0.03 | 1.54 % |
| 27 Oct. 2021 | 1.95 | -0.04 | -2.01 % |
| 26 Oct. 2021 | 1.99 | +0.08 | 4.19 % |
| 25 Oct. 2021 | 1.91 | +0.63 | 49.22 % |
| 22 Oct. 2021 | 1.28 | +0.18 | 16.36 % |
| 21 Oct. 2021 | 1.1 | -0.07 | -5.98 % |
| 20 Oct. 2021 | 1.17 | -0.08 | -6.4 % |
| 19 Oct. 2021 | 1.25 | -0.28 | -18.3 % |
| 18 Oct. 2021 | 1.53 | -0.29 | -15.93 % |
| 15 Oct. 2021 | 1.82 | -0.01 | -0.55 % |
| 14 Oct. 2021 | 1.83 | -0.01 | -0.54 % |
| 13 Oct. 2021 | 1.84 | +0.02 | 1.1 % |
| 12 Oct. 2021 | 1.82 | -0.03 | -1.62 % |
| 11 Oct. 2021 | 1.85 | -0.02 | -1.07 % |
| 8 Oct. 2021 | 1.87 | +0.01 | 0.54 % |
| 7 Oct. 2021 | 1.86 | -0.01 | -0.53 % |
| 6 Oct. 2021 | 1.87 | +0.17 | 10 % |
| 5 Oct. 2021 | 1.7 | +0.07 | 4.29 % |
| 4 Oct. 2021 | 1.63 | -0.03 | -1.81 % |
| 1 Oct. 2021 | 1.66 | +0.01 | 0.61 % |
| 30 Sept. 2021 | 1.65 | 0 | 0 % |
| 29 Sept. 2021 | 1.65 | +0.06 | 3.77 % |
| 28 Sept. 2021 | 1.59 | +0.15 | 10.42 % |
| 27 Sept. 2021 | 1.44 | +0.03 | 2.13 % |
| 24 Sept. 2021 | 1.41 | +0.55 | 63.95 % |
| 23 Sept. 2021 | 0.86 | ||
