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“Failure I can live with. Not trying is what I can't handle.”

Sanya Richards-Ross, Medalie de aur, Atletism

IRCC


Scurtă definiție. Ce înseamnă de fapt IRCC?

IRCC înseamnă Indicele de referință pentru creditele consumatorilor. Avem doua siuații: indice trimestrial și indice zilnic.

IRCC zilnic al pieței monetare interbancare se calculează zilnic și reprezintă media ponderată (cu volumele tranzacțiilor) a ratelor de dobândă ale tranzacțiilor de pe piața monetară interbancară.

IRCC trimestrial se calculează la finalul fiecărui trimestru. IRCC trimestrial se stabilește drept media aritmetică a valorilor IRCC zilnice comunicate pentru trimestrul anterior (se iau in considerare toate zilele lucrătoare din trimestru), urmând a se aplica de fiecare instituție de credit pentru trimestrul următor.

Perioada Valoare IRCC trimestrial
2022T2 4,06
2022T1 2,65
2021T4 1,86
2021T3 1,17
2021T2 1,08
2021T1 1,25
2020T4 1,67
2020T3 1,88
2020T2 2,17
2020T1 2,41
2019T4 2,44
2019T3 2,36
2019T2 2,66
2019T1 2,63
2018T4 2,36

Istoric și grafic IRCC zilnic

Evoluție IRCC zilnic între și

sau

Evoluție IRCC zilnic în funcție de trimestru

Valorile extreme ale indicelui IRCC zilnic în perioada 23 septembrie 2021 - 2 octombrie 2022:
Valoare maxima: 6.63 % (28 septembrie 2022)
Valoare minima: 0.86 % (23 septembrie 2021)
Valoare medie pentru perioada selectată este 3.51 %

Data IRCC zilnic Variație
29 Sept. 20226.61-0.02-0.3 %
28 Sept. 20226.63+0.152.31 %
27 Sept. 20226.48+0.040.62 %
26 Sept. 20226.44+0.406.62 %
23 Sept. 20226.04+1.2826.89 %
22 Sept. 20224.76-0.06-1.24 %
21 Sept. 20224.82-0.36-6.95 %
20 Sept. 20225.18-0.42-7.5 %
19 Sept. 20225.6-0.29-4.92 %
16 Sept. 20225.89-0.16-2.64 %
15 Sept. 20226.05-0.12-1.94 %
14 Sept. 20226.17+0.010.16 %
13 Sept. 20226.16-0.01-0.16 %
12 Sept. 20226.17-0.01-0.16 %
9 Sept. 20226.18+0.030.49 %
8 Sept. 20226.15-0.03-0.49 %
7 Sept. 20226.18-0.04-0.64 %
6 Sept. 20226.22-0.02-0.32 %
5 Sept. 20226.24-0.12-1.89 %
2 Sept. 20226.36+0.030.47 %
1 Sept. 20226.33-0.07-1.09 %
31 Aug. 20226.4-0.06-0.93 %
30 Aug. 20226.46-0.02-0.31 %
29 Aug. 20226.48-0.07-1.07 %
26 Aug. 20226.55-0.03-0.46 %
25 Aug. 20226.58+0.111.7 %
24 Aug. 20226.47+0.477.83 %
23 Aug. 20226-0.15-2.44 %
22 Aug. 20226.15-0.09-1.44 %
19 Aug. 20226.24-0.11-1.73 %
18 Aug. 20226.35+0.040.63 %
17 Aug. 20226.31+0.050.8 %
16 Aug. 20226.2600 %
12 Aug. 20226.26+0.030.48 %
11 Aug. 20226.23-0.02-0.32 %
10 Aug. 20226.2500 %
9 Aug. 20226.25+0.142.29 %
8 Aug. 20226.11+0.244.09 %
5 Aug. 20225.87+0.010.17 %
4 Aug. 20225.86+0.010.17 %
3 Aug. 20225.85-0.18-2.99 %
2 Aug. 20226.03+0.040.67 %
1 Aug. 20225.99+0.010.17 %
29 Iul. 20225.98-0.08-1.32 %
28 Iul. 20226.06+0.152.54 %
27 Iul. 20225.91+0.020.34 %
26 Iul. 20225.89-0.08-1.34 %
25 Iul. 20225.97+1.7641.81 %
22 Iul. 20224.21+0.246.05 %
21 Iul. 20223.97+0.030.76 %
20 Iul. 20223.94-0.13-3.19 %
19 Iul. 20224.07-0.17-4.01 %
18 Iul. 20224.24-0.04-0.93 %
15 Iul. 20224.28-0.04-0.93 %
14 Iul. 20224.32+0.010.23 %
13 Iul. 20224.3100 %
12 Iul. 20224.31-0.22-4.86 %
11 Iul. 20224.53-0.20-4.23 %
8 Iul. 20224.73-0.20-4.06 %
7 Iul. 20224.93+0.204.23 %
6 Iul. 20224.73-0.03-0.63 %
5 Iul. 20224.76-0.22-4.42 %
4 Iul. 20224.98+0.193.97 %
1 Iul. 20224.79-0.08-1.64 %
30 Iun. 20224.87+0.020.41 %
29 Iun. 20224.85+0.010.21 %
28 Iun. 20224.84-0.09-1.83 %
27 Iun. 20224.93-0.04-0.8 %
24 Iun. 20224.97+1.9966.78 %
23 Iun. 20222.98+0.020.68 %
22 Iun. 20222.96-0.34-10.3 %
21 Iun. 20223.3-0.27-7.56 %
20 Iun. 20223.57-0.19-5.05 %
17 Iun. 20223.76-0.25-6.23 %
16 Iun. 20224.01-0.61-13.2 %
15 Iun. 20224.62-0.54-10.47 %
14 Iun. 20225.16+0.367.5 %
10 Iun. 20224.8+0.030.63 %
9 Iun. 20224.77+0.020.42 %
8 Iun. 20224.75-0.02-0.42 %
7 Iun. 20224.77-0.01-0.21 %
6 Iun. 20224.78-0.03-0.62 %
3 Iun. 20224.81-0.01-0.21 %
2 Iun. 20224.82+0.040.84 %
31 Mai 20224.78-0.15-3.04 %
30 Mai 20224.93+0.091.86 %
27 Mai 20224.84+0.040.83 %
26 Mai 20224.8-0.05-1.03 %
25 Mai 20224.85+0.051.04 %
24 Mai 20224.8+0.7919.7 %
23 Mai 20224.01+0.153.89 %
20 Mai 20223.86+0.5115.22 %
19 Mai 20223.35+0.185.68 %
18 Mai 20223.17-0.19-5.65 %
17 Mai 20223.36-0.75-18.25 %
16 Mai 20224.11-0.30-6.8 %
13 Mai 20224.41-0.33-6.96 %
12 Mai 20224.74-0.10-2.07 %
11 Mai 20224.84+0.5613.08 %
10 Mai 20224.28+0.102.39 %
9 Mai 20224.18+0.071.7 %
6 Mai 20224.11+0.010.24 %
5 Mai 20224.1-0.02-0.49 %
4 Mai 20224.12-0.09-2.14 %
3 Mai 20224.21+0.122.93 %
2 Mai 20224.09+0.040.99 %
29 Apr. 20224.05-0.01-0.25 %
28 Apr. 20224.06+0.020.5 %
27 Apr. 20224.04+0.051.25 %
26 Apr. 20223.99+1.4054.05 %
21 Apr. 20222.59+0.4319.91 %
20 Apr. 20222.16-0.14-6.09 %
19 Apr. 20222.3+0.062.68 %
18 Apr. 20222.24-0.79-26.07 %
15 Apr. 20223.03-0.19-5.9 %
14 Apr. 20223.22-0.15-4.45 %
13 Apr. 20223.37-0.25-6.91 %
12 Apr. 20223.62-0.19-4.99 %
11 Apr. 20223.81-0.14-3.54 %
8 Apr. 20223.95-0.03-0.75 %
7 Apr. 20223.98-0.01-0.25 %
6 Apr. 20223.99+0.359.62 %
5 Apr. 20223.64-0.07-1.89 %
4 Apr. 20223.71-0.03-0.8 %
1 Apr. 20223.74+0.174.76 %
31 Mart. 20223.57-0.23-6.05 %
30 Mart. 20223.8+0.010.26 %
29 Mart. 20223.79+0.123.27 %
28 Mart. 20223.67-0.07-1.87 %
25 Mart. 20223.74+0.113.03 %
24 Mart. 20223.63+0.205.83 %
23 Mart. 20223.43-0.05-1.44 %
22 Mart. 20223.4800 %
21 Mart. 20223.48-0.12-3.33 %
18 Mart. 20223.6-0.02-0.55 %
17 Mart. 20223.62+0.020.56 %
16 Mart. 20223.6+0.061.69 %
15 Mart. 20223.5400 %
14 Mart. 20223.54-0.03-0.84 %
11 Mart. 20223.57-0.02-0.56 %
10 Mart. 20223.59-0.04-1.1 %
9 Mart. 20223.63+0.010.28 %
8 Mart. 20223.6200 %
7 Mart. 20223.62+0.061.69 %
4 Mart. 20223.5600 %
3 Mart. 20223.56+0.030.85 %
2 Mart. 20223.53-0.05-1.4 %
1 Mart. 20223.58-0.03-0.83 %
28 Feb. 20223.61+0.247.12 %
25 Feb. 20223.37+0.3411.22 %
24 Feb. 20223.03+1.2368.33 %
23 Feb. 20221.8-0.20-10 %
22 Feb. 20222-0.35-14.89 %
21 Feb. 20222.35+0.3014.63 %
18 Feb. 20222.05+0.2010.81 %
17 Feb. 20221.85-0.14-7.04 %
16 Feb. 20221.99-0.54-21.34 %
15 Feb. 20222.53-0.32-11.23 %
14 Feb. 20222.85-0.15-5 %
11 Feb. 20223-0.16-5.06 %
10 Feb. 20223.16+0.227.48 %
9 Feb. 20222.94+0.062.08 %
8 Feb. 20222.88+0.145.11 %
7 Feb. 20222.74+0.3012.3 %
4 Feb. 20222.44+0.219.42 %
3 Feb. 20222.23+0.083.72 %
2 Feb. 20222.15+0.010.47 %
1 Feb. 20222.14-0.01-0.47 %
31 Ian. 20222.15+0.062.87 %
28 Ian. 20222.09+0.020.97 %
27 Ian. 20222.07+0.010.49 %
26 Ian. 20222.06+0.041.98 %
25 Ian. 20222.02+0.7255.38 %
21 Ian. 20221.3-0.05-3.7 %
20 Ian. 20221.35+0.1310.66 %
19 Ian. 20221.22-0.11-8.27 %
18 Ian. 20221.33-0.59-30.73 %
17 Ian. 20221.92+0.6854.84 %
14 Ian. 20221.24+0.021.64 %
13 Ian. 20221.22-0.11-8.27 %
12 Ian. 20221.33-0.14-9.52 %
11 Ian. 20221.47-0.25-14.53 %
10 Ian. 20221.72+0.3929.32 %
7 Ian. 20221.33-0.22-14.19 %
6 Ian. 20221.55-0.26-14.36 %
5 Ian. 20221.81+0.010.56 %
4 Ian. 20221.8-0.11-5.76 %
3 Ian. 20221.91-0.13-6.37 %
31 Dec. 20212.04-0.01-0.49 %
30 Dec. 20212.05-0.03-1.44 %
29 Dec. 20212.08-0.23-9.96 %
28 Dec. 20212.31-0.01-0.43 %
27 Dec. 20212.32-0.03-1.28 %
24 Dec. 20212.35+0.6639.05 %
23 Dec. 20211.69-0.47-21.76 %
22 Dec. 20212.16-0.35-13.94 %
21 Dec. 20212.51+0.104.15 %
20 Dec. 20212.41+0.2210.05 %
17 Dec. 20212.19+0.2613.47 %
16 Dec. 20211.93-0.02-1.03 %
15 Dec. 20211.95+0.063.17 %
14 Dec. 20211.89-0.12-5.97 %
13 Dec. 20212.01-0.04-1.95 %
10 Dec. 20212.05-0.09-4.21 %
9 Dec. 20212.14+0.052.39 %
8 Dec. 20212.09-0.06-2.79 %
7 Dec. 20212.15+0.052.38 %
6 Dec. 20212.1-0.02-0.94 %
3 Dec. 20212.12-0.05-2.3 %
2 Dec. 20212.17+0.031.4 %
29 Nov. 20212.14-0.04-1.83 %
26 Nov. 20212.18+0.2211.22 %
25 Nov. 20211.96+0.042.08 %
24 Nov. 20211.92+0.8172.97 %
23 Nov. 20211.11-0.37-25 %
22 Nov. 20211.48+0.4037.04 %
19 Nov. 20211.08-0.14-11.48 %
18 Nov. 20211.22-0.07-5.43 %
17 Nov. 20211.29-0.14-9.79 %
16 Nov. 20211.43-0.28-16.37 %
15 Nov. 20211.71-0.04-2.29 %
12 Nov. 20211.75-0.13-6.91 %
11 Nov. 20211.88-0.13-6.47 %
10 Nov. 20212.01+0.021.01 %
9 Nov. 20211.99+0.021.02 %
8 Nov. 20211.97+0.010.51 %
5 Nov. 20211.96+0.031.55 %
4 Nov. 20211.93+0.052.66 %
3 Nov. 20211.88-0.01-0.53 %
2 Nov. 20211.89+0.021.07 %
1 Nov. 20211.87-0.01-0.53 %
29 Oct. 20211.88-0.10-5.05 %
28 Oct. 20211.98+0.031.54 %
27 Oct. 20211.95-0.04-2.01 %
26 Oct. 20211.99+0.084.19 %
25 Oct. 20211.91+0.6349.22 %
22 Oct. 20211.28+0.1816.36 %
21 Oct. 20211.1-0.07-5.98 %
20 Oct. 20211.17-0.08-6.4 %
19 Oct. 20211.25-0.28-18.3 %
18 Oct. 20211.53-0.29-15.93 %
15 Oct. 20211.82-0.01-0.55 %
14 Oct. 20211.83-0.01-0.54 %
13 Oct. 20211.84+0.021.1 %
12 Oct. 20211.82-0.03-1.62 %
11 Oct. 20211.85-0.02-1.07 %
8 Oct. 20211.87+0.010.54 %
7 Oct. 20211.86-0.01-0.53 %
6 Oct. 20211.87+0.1710 %
5 Oct. 20211.7+0.074.29 %
4 Oct. 20211.63-0.03-1.81 %
1 Oct. 20211.66+0.010.61 %
30 Sept. 20211.6500 %
29 Sept. 20211.65+0.063.77 %
28 Sept. 20211.59+0.1510.42 %
27 Sept. 20211.44+0.032.13 %
24 Sept. 20211.41+0.5563.95 %
23 Sept. 20210.86

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